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Savings platforms to bag a better rate and let you manage your money in one place: Top deals include a 4.97% three-month fix & one-year fix at 6.34%

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The latest top deals from savings platforms include a three month fixed rate account paying 4.97 per cent and a one-year fix paying 6.34 per cent.

We reveal the best rates and how to get bonus boosters from across the different savings platforms in our tables and round up below.

Among those top deals is the best available six-month fixed rate on the market, from Charter Savings Bank via Hargreaves Lansdown’s platform, paying 5.55 per cent. 

ALL SAVINGS TABLES 
Easy access Fixed rates Cash Isas Savings platforms Monthly income
Phone / postal Junior Isas / children’s Offshore National Savings Premium Bonds

About savings platforms 

A new wave of savings platforms have emerged in recent years which help savers keep track of their accounts more easily and move money into better rates after signing up.

They might not always offer the best rates on the market, but allow you to manage multiple accounts in one place. In some cases they offer exclusive deals that beat the market.

They also sometimes have sign-up bonuses that can help boost rates to make them better than what is on offer elsewhere and also offer Financial Services Compensation Scheme protection.

Two free to use savings platforms that have consistently offered deals on par with the best buys this year are Raisin UK* and Hargreaves Lansdown’s Active Savings.*

The best deals on these platforms ca be found below. 

Rival platforms include Flagstone, AJ Bell’s Cash Savings Hub*, and Aviva Save.

Below we round up the top rates with Raisin and Hargreaves Lansdown and reveal whether they beat the best buys in our independent This is Money savings tables.

EASY-ACCESS WITH RAISIN
Deal Rate Does it beat the best buy?
Castle Community Bank* 4.51%  No
HoistSavings* 4.50%  No 
UBL* 4.50%  No
Paragon Bank* 4.45% No
GB Bank* 4.40% No 
Brown Shipley 4.35%  No 
EASY-ACCESS WITH HARGREAVES LANSDOWN
Deal Rate Does it beat the best buy? 
Coventry Building Society* (1) 4.40%  No
Paragon Bank*  4.11%  No 
Zopa Bank* 4.08% No 
Allica Bank 4.07%  No 
(1) You can take money out of the product up to 6 times a year without having to pay a charge 
FIXED RATES WITH RAISIN
Deal Rate Does it beat the best buy?
GB Bank three-month* 4.73%  No
National Bank of Egypt six-month* 5.52%  No 
Ahli United Bank nine-month* 5.59%  No
Ahli United Bank one-year* 6.34%  Yes
Gatehouse Bank two-year* 5.90%  No
Tandem Bank three-year* 5.85%  No
Tandem Bank five-year* 5.85% Yes
FIXED RATES WITH HARGREAVES LANSDOWN
Deal Rate   Does it beat the best buy? 
Emirates NBD three-month* 4.97%    Yes
Charter Savings Bank six-month*  5.55%    Yes
Charter Savings Bank nine-month*  5.65%    Yes
Paragon one-year* 5.80%    No
Investec two-year* 5.92%    No
Close Brothers three-year*  5.85%    No
Close Brothers five-year* 5.60%   No
NOTICE ACCOUNTS WITH RAISIN
Deal Rate Does it beat the best buy?
QIB UK 95 days*  5.33%  No
OakNorth 120 days* 5.20%  No 
Castle Community Bank 90 days* 5.26%  No 
ALL SAVINGS TABLES 
Easy access Fixed rates Cash Isas Savings platforms Monthly income
Phone / postal Junior Isas / children’s Offshore National Savings Premium Bonds

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