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The ‘Old Money’ trend has gone viral on TikTok and we’re seriously obsessed.
It’s all about dressing like you were born into an affluent family and focuses on quiet luxury, which is synonymous with brands such as The Row and Ralph Lauren. The Duchess of Sussex, Sofia Richie, and Rosie Huntington-Whiteley are all fans of this understated elegance.
Thankfully, the high street has this expensive way of dressing on lock. Taking a departure from the bold aesthetics of Y2K and Barbiecore, this places an emphasis instead on classic cuts, opulent details, and timeless neutral shades. Keen to fake it before you make it? Our guide awaits…
Fashion Finder favourites
River Island waistcoat playsuit
The waistcoat is at the core of this trend. We can imagine roaming around the French Riviera in this look by River Island. You get 2 for the price of 1 as it’s actually a playsuit – win, win!
£65 Shop 
Albaray wool mix textured waistcoat and trousers
The power suit has had an upgrade this year and we’re here for it. We could totally see Margot Robbie in this textured two-piece by Albaray. Best of all, you can mix and match with more casual pieces for an effortless look.
£164 Shop 
Boohoo collarless waistcoat and tailored midaxi skirt
Waistcoats in all shapes and sizes fit the bill for this trend, and tailoring isn’t limited to trousers only. This Boohoo skirt co-ord is the perfect example of how you can mix things up. Doesn’t it look premium?
Credit: @emilyshak
To look expensive on a budget, it’s all about investment pieces that will never date. Whether that may be a tailored sleek suit, boucle jacket or striped shirt, it follows the mantra: quality over quantity.
Phase Eight ribbed cropped jacket £99 
We love this hybrid of a tailored jacket meets cardigan by Phase Eight. The ribbed knit will keep you cosy, whilst the textured pattern and gold details will elevate your ensemble.
Shop Boohoo pocket detail boucle jacket £40 
Can you believe we found this trophy jacket at…drum roll please…Boohoo?! It’s the Chanel lookalike of our wardrobe dreams. We love the monochrome boucle design, boxy silhouette and pretty pearl buttons.
The key to looking the part also relies on you bridging the gap between polished and effortless. So when styling it can be effective to mix up dressier pieces, such as your waistcoat with more casual items like your favourite straight leg jeans. This will exude an “I just threw it on” between polo and sunbathing on my yacht vibe.
Credit: @ellieegar
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It doesn’t get more expensive looking than a classic blue and white striped shirt right? This Everlane one is a styling saviour you’ll endlessly reach for.
Shop NA-KD striped mini belted shirt dress £35.96(save £8.99) 
This belted dress version of the essential had us at hello. Even more so when we discovered the NA-KD design is on sale. Yay!
Shop Jiahanzb 925 sterling silver pearl earrings at Amazon £33.99 
The Princess of Wales has previously proven a trusted pair of budget-friendly pearl earrings can look super spendy. It’s all about how you wear something after all!
Shop GAUEIOUR titanium steel four leaf clover bracelet at Amazon £6.99 
This bracelet screams “I have cash to splash”, as the pearlescent clover-like charm design offers all the Van Cleef vibes for just £6.99. It would be rude not to, right?
Shop Mango striped cardigan with jewel buttons £49.99 
Mango has always had this sort of aesthetic covered, and this cardigan certainly doesn’t disappoint, from the monochrome stripes to the luxurious gold buttons, it oozes chic.
Shop Karen Millen striped split hem cable knit jumper £69.30(save £19.80) 
An old money staple, the striped jumper is adored by IT girls everywhere. You’ll up your credentials with this turtleneck by Karen Millen which is a total dupe for Toteme.
